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Firehouse Advantage

 - No Application Fees
 - No Points
 - Approval in Minutes

 - Serving the Civil Service for over 16 years
 - Firefighter Owned & Operated
 - Statewide service in Florida

Testimonials from Happy Clients

From TOM MIKOVSKY on July 11th, 2021:

Just wanted to drop you a note to say thank you. You and Firehouse Mortgage have helped me through several mortgages and or refinances through the the last 20 years. It?s always easy, fast, and almost fun! When I retire in a few years, you?ll finance my retirement house. If you ever need anything, please let me know. Take care!

Thank you again!
Tom and Tonya Mikovsky

From TIFFANY BARNES on July 7th, 2021:

We have used Brennan twice now. We recently did a refinance on our house. We were very nervous about the process (heard horror stories) and the money we would need to put down. We knew there was no one else that we could go to besides Brennan. He gives us peace of mind. Brennan makes the home buying and refinancing process easy and stress-free. He stays in contact the entire time, from start to finish, about everything that's going on in the process. He is one of BEST. We strongly recommend him to everyone. Thanks again, Brennan! We appreciate you and all the work you have done for us.
-Tiffany and Jessica Barnes

From FRANK LASAGA on May 19th, 2021:

Brennan worked with me throughout the process. He is very conscientious, keeping me updated and staying on top of any needed documentation or information. I will refer him to anyone I know looking for a quality mortgage professional.

From ZACHARY CLEMENTE on May 7th, 2021:

Brennan has been nothing short of amazing, both times I have used him. From purchasing my first home to recently refinancing that same home Brennan helped every step of the way. Extremely easy to stay in contact with, on top of everything, and a joy to deal with. I have strongly recommended him in the past and that is something I will be continuing. A++

Thank you for everything,
Zack Clemente

From MELODY BOYD on May 5th, 2021:

Just can?t thank you enough. Over the years I?ve done refi?s with you that went so well I called you for my purchase. Wow, I was approved within a week, closed two weeks before my closing date and no hiccup?s at closing. That?s incredible but what was more so was having the Selling Realtor, Seller and Closing Agent compliment you at closing, for the smoothest closing they have had in months. I?ve worked closely with you in the past due to our professions and never doubted this process would be less complicated with you. Thank you again for an impeccable closing of my first home.
Best Regards Always
Melody J Boyd
Loan Review Specialist

From BRAD AND BRITT MURRAY on November 20th, 2020:

?Brennan is absolutly the best! He is honest, respectful, and always there when you need him! He has gotten us the best interest rates by far in comparison to all banks/lenders. My husband and I used Brennan when buying our very first house 6 years ago (when we knew nothing regarding mortgages or processes) We recently decided to buy another house and did not hesitate to call him! He breaks everything down, makes sure you understand, and always keeps the process moving smoothly. We will never go through the bank again. Can not recommend him enough

From ROGER AND ELSIE SASSER on October 20th, 2020:

Hi Kelley:
It was a great pleasure doing business with you.
We highly recommend you and your company to anyone.
Roger and Else Sasser

From DUANE AND KAREN HUNTER on October 6th, 2020:

Thank you for all you've done. We had a great experience refinancing through Firehouse Mortgage and are spreading the word.

From Shelby Stroh on July 22nd, 2020:

Brennan helped us by our first home, he made every step easy and was patient with us throughout the process, will definitely be using his for future home purchases and recommending him to all our friends and family! Thank you so much Brennan!
Shelby Stroh
Corrections Officer

From BARBARA SITAR on June 10th, 2020:

"Hi .. I just want to take a moment to let you know how effortless Brennan makes a loan application. It may seem never ending the questions that are asked .. and asked again, but without him, we probably would have given up our search. Very professional and personable."


?Working with Brennan was awesome and easy. He was extremely accommodating and helped us every step of the way for our first home purchase. I would definitely recommend him to anyone?.

Heather Leisen Rodriguez

From JASON THOMAS on May 5th, 2020:

I have had the privilege of working with Brennan at Firehouse Mortgage twice. Brennan was our outstanding mortgage broker in 2013 & 2020. Brennan is the best in the business - he goes above and beyond to make sure he gets the best deal possible. The entire process is seamless and painless - I never had to follow up, Brennan was on top of everything. My high net worth realtor mentioned to me that he deals with many mortgage brokers throughout the year and Brennan is top of the class. If you are considering using a mortgage broker your search should end with Brennan and Firehouse mortgage. You will not be disappointed!

Police Officer/US Army

From KAREN ST. JACQUES on April 27th, 2020:


I just want to take a minute to thank you for another outstanding job with closing on our second refinance with Firehouse Morgage. Not only did you save us a great deal of money on our monthly mortgage payment but you did it in less than 30 days. You gave us a lower rate and you also saved us money on closing costs, there were no hidden fees or extra points added just plain and simple great savings.

I was in the mortgage business for over 25 years so I understand the business. I trust Firehouse Mortgage and would recommend you to any friend or family member.

Thank you for a job well done,

Karen and Norman St Jacques

From Doug Stamm on February 20th, 2020:

Brennan and his team worked quickly, provided timely and effective communication throughout the refinance processes. Brennen is extremely professional and knowledgeable about the mortgage industry and his friendly personality continued to make us feel completely at-ease. As with our initial experience with Firehouse Mortgage, this process was seamless and without stress. We will definitely utilize Firehouse Mortgage for any future mortgage needs as well as recommend his services to family and friends.
Thank you again Brennan.
Doug Stamm

From TOM AND ELIZABETH LAWRENCE on January 9th, 2020:

We have used Brennan Kelley at FirehouseMortgages for two refinancing transactions. He has always spent a great deal of time working with us before we actually started the refinance process to help us determine if we were eligible and help clear up any barriers we might have to get approval. Once the refinancing started he was always prompt and responsive to questions we had and and the actual approval time was quick. We obtained a VA mortgage and he was very knowledgeable about the rules for VA mortgages. He was there every step of the way and made what can be a painful process seem easy! I would definitely recommend him to anyone seeking a mortgage for a house or a refinance.
Tom and Elizabeth Lawrence

From MARTI NEWPORT on January 9th, 2020:

Working with Brennan at Firehouse Mortgage was a rewarding experience. As a repeat customer, I can attest that this company strongly works on the customer?s behalf to make the entire home buying process stress free from the start. Brennan is a true professional that has vast knowledge and experience in the mortgage industry. He truly cares about the customer. I highly recommend Firehouse Mortgage company for anyone looking to purchase a home.

From MIKE HIATT on January 9th, 2020:

Thank you Firehouse Mortgage!! I asked Brennan to help me close in less than 30 days, and he said he couldn?t promise, but he would do the best he could, and he got the job done! With the lowest interest rate anywhere! Easy to talk to and professional, I would recommend Brennan at Firehouse Mortgage to anyone I know!

Michael Hiatt

From Richard Whitman on September 4th, 2019:

We recently purchased a home in Florida while selling in another state. We were fortunate to have received a recommendation to check out Firehouse Mortgage. Not only were the rates lower than our previous mortgage lender, but the service was excellent. Brennan is thoroughly knowledgeable, efficient, and quickly processed all the required paperwork. He kept us informed during the process and its obvious he takes a genuine interest in his customers. Very highly recommended to anyone in the market. You won't be disappointed !

From ALYSSA R. FIGUR on July 15th, 2019:

My experience with Fire House Mortgage could?ve not been any less painless. Brennan Kelly helped my parents with a mortgage 20 years ago and just recently helped me buy my first home. How bittersweet! I would recommend Fire House Mortgage to anyone. Brennan is patient, flexible, responsive, experienced, and has an unparalleled reputation. Hats off to Brennan on a job well done, you are the best!

Alyssa R. Figur, MSHRM, SHRM-CP
HR Generalist
Human Resources Department

From WALT STEVENS on June 13th, 2019:

I would like to thank Fire House Mortgage, Brennan Kelly for a professional and courteous experience in my desired outcome. I am a returning client that would recommend Fire House mortgage with no hesitation. Fire House Mortgage and the agencies Brennan used to complete the process were very courteous and provided all information needed to provide a stress free outcome. Thank you, Brennan, for the desired outcome that was requested.

Walt Stevens

Extremely Satisfied Client

From TIFFANY BARNES on May 21st, 2019:

We used Firehouse Mortgage to buy our first home. Brennan was recommended by my Brother. We were really nervous because it was our first home and we had a lot of questions. Brennan told use everything wanted to know and need to know start to finish. We are a young couple that had some issues to work out with our credit file. Brennan literally walked us through the entire process on how to fix our issues in order to get a better interest rate. He was efficient in answering all our questions. He never made me feel rushed and spent as much time with us that we wanted or needed. He assisted in making our experience super easy without any hiccups. He held our hand the entire way and then some. We would HIGHLY recommend Brennan. We are grateful for everything that he has done for us.

-Tiffany and Jessica Barnes

From Zac Hall on May 9th, 2019:

-My wife and I used Firehouse Mortgage to purchase our first home, and we wanted to write a review to let people know how wonderful it was to work with Brennan Kelley. Because it was our first time, we were unfamiliar with many things, so it was awesome to have someone who walked us through the entire lengthy process, answering any questions we had, quickly and accurately. He promptly assisted us any time he could, responding to emails and phone calls whenever possible, while efficiently moving the process along. When speaking with him, it was obvious that he was dedicated to helping us reach the best possible results. He would even give us tips with how to negotiate prices, while also recommending when to lock in certain mortgage rates. I would highly recommend him to anyone who may be purchasing a new home. Our family appreciates everything he helped us with, and would definitely use him again in the future.
Zac Hall Davie Firefighter

From Jamie O'Connor / Office Manager Branca Realty Professonals on March 20th, 2019:

Hi Brennan- Happy Wednesday!

I just wanted to say that it has been an absolute pleasure working with you! Being a closing coordinator comes with some challenges because not all lenders & title companies are the same. You have made this closing smooth & successful & I greatly appreciate all of your work in getting to the closing table!

I will certainly recommend you to any inquiries I receive regarding civil service, union & blue collar workers!

From JANICE AND RAFAEL NIEVES on February 25th, 2019:

Wanted to thank you for helping Janice and I dream home purchase a seamless process. It was a great experience when we bought the Condo few years back and with the Barton Ave. house. Thank you for walking us thru the process and always answering any questions.
Yesterday was a great day .

Thank you Brother,
Rafael & Janice

From Robert and Elizabeth Ray on December 5th, 2018:

This has been our third time using Firehouse Mortgage over the past 18 years. Brennan's level of service has remained consistent since the first time we used him. It's nice to deal with someone that's honest and is looking out for you.

Robert Ray
Ormond Beach Fire Dept.

From Douglas Stamm on October 9th, 2018:

I was referred to Brennan through a colleague/friend who used Firehouse Mortgage several years ago. It was without a doubt the BEST referral I ever received. From my first telephone interaction with Brennan through the closing of my mortgage on a newly constructed home, I received exceptional service. Brennan is a consummate professional and courteous individual who truly cares for his clients. His communication (oral and written) was prompt, precise, and he always returned calls in a timely manner. Brennan completely allayed my initial apprehension of working with someone I didn't know, over the phone, for a mortgage from a thousand miles away. I highly recommend Brennan and Firehouse Mortgage to anyone seeking mortgage assistance.

Douglas Stamm
Director (Retired)
MTA Long Island Rail Road

From John Moriarty on September 28th, 2018:

When I was thinking about refinancing my Condo to get some equity out for some upgrades, my son referred me to Brennan at Fire House Mortgage. My son, who works as a paramedic firefighter with Brennan in PSL said that he refers a lot of his real estate clients to Brennan and has only heard positive feedback.
Brennan has been awesome!!!! From the first conversation I had with him he was clear, concise, professional and very easy to communicate with. Brennan kept me informed and up to date on everything at each step of the process. We locked in the best rate, and he walked me through the process and closed in record time.
I am so pleased to have been able to work with Brennan and will refer everyone I know to Brennan for their mortgage and refinancing needs.

From Rob Schooley on September 27th, 2018:

I had my house refinanced with Firehouse Mortgage. I actually called several other mortgage companies prior to calling Brennan, just to have some comparisons. I can say that Brannan, hands down was able to beat the banks with closing cost, mortgage rate, and did all this hassle free, and quickly. He is straight forward, doesn't beat around the bush. The process was extremely easy. I would recommend using Firehouse Mortgage for refinancing or purchasing a home.

Rob Schooley

From Ben and Courtney Ellis on November 21st, 2017:

We just closed on our new home. Brennan was absolutely amazing to work with! He was always available via phone and email. He made one of the most stressful times of our lives easier than I knew it could be!!!
Thanks again!

From Rich Tozzo on July 30th, 2017:

Hard worker stayed on top of everything. Want to get jerked around call quicken

From Bryan Beaty on March 18th, 2017:

Brennan was awesome! He helped me go from contract to closing in just over a month. With me every step of the way, he helped navigate each requirement with full explanations and support. I felt confident that everything was being taken care of and that Brennan was just a phone call, email or text away.

Bryan Beaty
Deputy Sheriff
St. Lucie County

From Michelle Fundora on December 13th, 2016:

Brennan was a pleasure to work with. He is very knowledgeable and kept us informed every step away. We closed in 40 days which even exceeded the expectations of the closing agent. If I had to buy another home I would not hesitate in choosing Brennan as my mortgage broker once again. I am recommending him to anyone I know that is in the market to purchase a new home.

Thanks Brennan!
Michelle Fundora
Operations Manager
Health Choice Network

From Chanel Whitehead on August 24th, 2016:

I'm enjoying my very first home thanks to Brennan at Firehouse Mortgage. Everything from the approval request to the closing was made simple and stress free due to Brennan's excellent communication and interpersonal skills. He is honest and will offer you the Best home loan at the lowest rate available! I'll always remember sitting at the closing table and hearing the notary comment on my excellent fixed rate. I will not only use Firehouse Mortgage for my next purchase, but I will let everyone I know interested in purchasing a home to go through Brennan! Between the rates, ease of approval, and excellent service, it just doesn't get any better. Thank you Brennan!

From Will Barkey on June 20th, 2016:

Brennan was great. He was very knowledgeable and had no problem explaining any questions I had. He was very quick to return all emails and phone calls. He got us a great rate and we will definitely use him again in the future. Thank you again Brennan!

From Jesus G. Monaco / Vanessa Grande on June 10th, 2016:

We highly recommend Brennan and Firehouse Mortgage if you are looking to buy a house. I could not have dreamed of a better rate, Brennan's diligence and professionalism were impressive and we always felt that he held our best interest at heart. Thank you so much for all you did and the hoops you jumped to be able to get us our home. Thank you Brennan, you are simply the best!!!

From Donald Botterbusch on May 3rd, 2016:

This is the second time that I've used Firehouse Mortgage to purchase my property. I can say this experience was just as rewarding as the first one. During the process there wasn't a day that went by that I didn't get a call or an email from Brennan to keep me updated on all matters. I think it's fair to say that without his professionalism and persistence, this purchase might not of happen for me. It's nice to know that the challenges you're going to face from the banks, you're not going through it by yourself. I would highly recommend Firehouse Mortgage for anyone in the market for a purchase or a refinance.

Once again, very helpful, very professional. Great Job, Brennan.

Donald Botterbusch
Firefighter/EMT SLCFD

From Amanda and Terry Mckeon on January 31st, 2016:

Working with Brennan was such a pleasure. At the onset we were unsure we'd even be approved. Brennan was so thorough, made sure we had everything we needed, and, when we eventually found a home, had everything lined up so placing an offer was a breeze. We made several offers so we had paperwork drawn up a few times and each time everything was handled so quickly. I highly recommend working with Brennan, he will make you feel at ease with the entire process.

From Christine Lonis-Pelz on September 2nd, 2015:

I was trying to purchase a home and another mortgage lender approved me, gave me a closing date, then called and cancelled the whole thing! I was very upset and my realtor recommended Firehouse Mortgage. I spoke with Brennan and he told me everything he needed and went step by step with me. I was very pleased with how it all went. Everything Brennan told me was accurate all the way through. I have been a happy homeowner for over a year now!

From Carrie Hamrick on August 25th, 2015:

When my husband and I began to consider refinancing our current mortgage we contacted Brennan, he was very easy to work with and kept us informed of everything that was going on through out the entire process. Brennan was extremely accessable, he would answer emails, phone calls, and vocie mail promptly. I dont think the man ever sleeps. Brenann has helped our daughter who was a first time homeowner and she said he was excellent and very easy to work with also, I highly recommend Firehouse Mortgage.

From Michael Leon on August 4th, 2015:

This was my second time working with Brennan. Just like the last time, Brennan was a pleasure to work with and exceeded all expectations. He guided me through the entire process and was on top of everything, which made for a quick closing. In the past I have recommended Brennan to all my friends and will continue to do so.


From Kilburn Sherman on August 2nd, 2015:

Brennan was an absolute pleasure to work with. He is very knowledgeable and helped me through the entire process. Being that this was my first time buying a home, Brennan made sure to take the time to teach me everything I needed to know. He was extremely responsive and made sure the process went smoothly. Brennan submitted everything way ahead of time to ensure there were no delays at closing. He also followed up with the various agents and made sure they were doing their job! He stands by his no fee approach and there is nothing hidden at closing!! I highly recommend Brennan and will be referring everyone I know. Thank you for everything Brennan!

From Brian Shoemaker on June 30th, 2015:

I would highly recommend Brennan Kelley. My wife and I purchased our home recently. Brennan was a pleasure to deal with. He explained everything, answered all our questions. Will be refering all our friends to Firehouse Mortgage. Thanks again Brennan.
Brian Shoemaker
Rural Letter Carrier USPS

From Brandon Rovendro on June 7th, 2015:

I will definitely recommend Brennan to anyone! As a first time homeowner, going into the process blind Brennan was very organized, helpful, and professional! My realtor, title company, and homeowners insurance all raved about how Brennan was so well put together and easy to work with. From the preapproval to the closing the whole as process was so straightforward! I could not thank you enough!

From Brian Gulde on May 26th, 2015:

I have used Firehouse Mortgage in the past, so when I had questions about refinancing (again) I called Brennan. He promptly had all the answers, advice and explained everything I needed to know. I collected the paperwork he requested and was kept informed throughout the process. It was a painless and a hassle free refinance completed in a timely manner at the BEST rate. Brennan was professional, honest and had my best interests covered. I highly recommend Firehouse Mortgage. Thank you Brennan.

Brian Gulde
Local #1377

From La Toya Young on April 1st, 2015:

I am a first time homeowner. I must say at the beginning of my journey, I was very nervous. I didnt know what to expect, and I didn't want to make any mistakes and learn a costly lesson that I could not afford to make. Well I am proud to say, that thanks to Brennan Kelley, and Firehouse Mortgage Inc, my buying experience was a very pleasant experience. I never had a moment that I felt that I was left in the dark. Brennan kept me in the know during the entire process. Brennan was very professional and organized. Closing was a cake walk. I spent more time completing paperwork buying a car then I did buying a house. I could go on and on, but I will end just letting anyone that may be reading my comment know that I HIGHLY recommend Firehouse Mortgage Inc, (Brennan Kelley) for any of your mortgage needs. I wish you an extremely satisfied experience as I have had.

La Toya Young

From Robert and Elizabeth Ray on February 20th, 2015:

From:Robert and Elizabeth Ray 2/20/2015.

My wife and I have used Brennan's services for 2 mortgages so far. There isn't much to say that hasn't already been said in the other testimonials. I can say that after reading them they are all spot on. The biggest compliment I can give is that I refer my friends and co-workers to Brennan whenever I get the chance. A few months after closing I got a call from Brennan. He asked how we were liking the new house and just wanted to remind me to file for homestead exemption. That's what I call great service.

Robert Ray
Ormond Beach Fire

From William "Rusty" Hines on March 21st, 2014:

I'm not even sure where I should begin. Brennan's service was phenomenal!!! Brennan kept me informed on absolutely everything that was going on throughout my loan processing/home purchasing experience and there was nothing that he stumbled on. I see now why Brennan gets the rave reviews in which he receives. It's because he truly deserves it. From the first day I spoke with Brennan about wanting to purchase a home until my closing day (which only took 45 minutes to close because he had EVERYTHING done and ready), Brennan exercised his commitment to honesty and reliability. I even received emails from him that proved he sometimes had been working on my paperwork at 4 o'clock in the morning. I mean c'mon, if that's not the guy you want in you corner, I don't know who is. What more can you ask for in customer service.
Brennan, please except my utmost gratitude for your diligent work. I sincerely appreciate it. You've made me a proud homeowner once again!


Many thanks,

William "Rusty" Hines

From Ron and Patrice Hazellief on January 20th, 2014:

Brennan makes getting a mortgage extremely easy...He has done several for us...and the latest one only took 11 Days from the time we began the process till closing..He is there to guide you through the way and answers any questions that you may have throughout....Don't waste your time with bank loans..Go with Firehouse and you will not be unhappy...

Ron Hazellief

From Michael Leon on November 20th, 2013:

Brennan not only helped me on the purchase of my home but he also educated me on the entire process. He walked me through every step, which I really appreciated as a first time buyer. When I got to the closing table, the realtors and the lawyer (I purchased a short sale) all spoke very highly of Brennan. It was one of the quickest transactions they had been a part of, which they directly attributed to Brennan's timely and thorough work.

Michael Leon
Financial Analyst

From Rosalee DeCosta RN Palm Bay Hospital on September 25th, 2013:

Brennan was a godsend! Just when all hope was lost, Brennan came highly recommended from 2 previous clients of his. 2 separate lenders I used had been very difficult to work with and had turned me down. I prayed long and hard about what I was going to do next as we were in a lease to own contract and time was ticking. Brennan was the light at the end of my tunnel. THANK YOU Brennan immensely, the stress and anxiety all paid off in the end. I will be in touch when the need arises in the distant future (don't be scared ;)

From Brian and Karen Scott on July 26th, 2013:

Brennan is the best! Great rates, takes the time to explain everything, and is 'on the ball' to make sure everything is done on time and correctly. Very conscientious and a pleasure to work with. Would recommend him absolutely.

Brian Scott
Project Manager
US Census Bureau, ret.

From Lori Myer on July 24th, 2013:

From Lori Myer

Brennan has done past mortgages for me and my now x-husband. Which we could not have asked for anyone more knowledgeable or better at what he does or has to offer.
I just closed on the refi of my townhome with Brennan in 6-2013 which I could not be happier about. I have never done a refi before so was totally new to the experience. Brennan went above and beyond what was expected of him as usual. He is the utmost professional and I would not hesitate to recommend him or his company to anyone!!! Thank You again. Lori Myer

From Nicole Meglio on July 23rd, 2013:

As a teacher, I am never consistent in the times that I leave work. Brennan has been nothing short of stellar I'm this experience. He had gone above and beyond, talking to me at all hours, walking me through the linguistics, and making sure I was comfortable and happy the entire process. He is the epitome of patience, understanding, integrity, dignity, and professionalism. Being a first time home buyer, I never once felt swamped or lost. I highly recommend Brennan, and will personally refer him in the future.

From David Logan on May 2nd, 2013:

When we were buying our house we had a credit issue. Brennan was always there and guided us with straight forward advise and no beating around the bush. We also had some issues with our builder and we needed to adjust and accept some terms from the builder that we were uncomfortable with. Brennan was always our advocate and worked for us. He told us our rights and what 20+ years of experience lead us down the right path. When things needed to get done, he worked and got them done. It was a difficult process but very peaceful with Brennan guiding our way and telling us all our options. This was done without ever seeing Brennan and the distance did not make difference, because we live on the west coast of Florida. Thanks Brennan for everything you did for us!

David Logan, RN
Sarasota Memorial Hospital
Englewood, FL

From Jack Meglio on April 23rd, 2013:

As a firefighter working odd shifts, Brennan was more then accomadating in the purchasing process and made sure the loan process was smooth! The title company and realtor really enjoyed working with a person who is extremely positive and goal oriented, and i was too! The only way to go for a great home buying experience is through Brennan.

From Anna Parker on March 21st, 2013:

This was my first new house in 28 years and I wanted everything to go smoothly. I wanted to close as quickly as possible.
WOW!! I signed my contract one day, contacted Brennan the next and closed within a month! Brennan is thorough, knowledgable and on top of things at all times.
Thanks Brennan for your patience and help.

From Brad Eskew on February 12th, 2013:

I just recently purchased my first home and I have to say Firehouse Mortgage made it so easy to do. Brennan Kelley knows his stuff! He walks you through the whole process step by step and really makes you feel comfortable during it. He goes above and beyond what the bank does. I recommend that if your looking to buy a house or refinance that you go with this company! Best Rates, Best service no matter what! Forget the banks choose Firehouse Mortgage!

-Brad Eskew
Fire/medic IRCFR

From Herbert and Cindy Martinez on January 26th, 2013:

For the past seven or eight years we have worked with Brennan for all of our mortgages and everytime we are amazed by the way everything always goes. It is a smooth,friendly and very professional experience. We thank you Brennan from the bottom of our hearts for all your help always.
Herbert Martinez
Lieutenant Miami Dade Fire
Cindy G Martinez
Registered Nurse.

From Donna Marie Amatucci on November 13th, 2012:

Brennan Kelley was very helpful in assisting me with obtaining my mortgage. Moving from one state to another is a stressful event, but Brennan put my mind at ease and walked me though each step including the day of settlement. I thank Brennan for being a professional (and exceptionally patient) during this emotional time for me!!

From Joshua Wagner and Brigid Britt on October 29th, 2012:

We used Brennan when we started the process of finding our first home. What started out as a scary adventure ended up being easy and fun. Brennan was extremely patient in explaining everything to us, as we had absolutely no idea about the process. Our first realtor was not the right fit and was pushing us down a bad road, but Brennan had our back through the entire process. He was with us through the start and there is no way that we could have done it without him. He was quick and efficient and he definitely got the job done! We could not be any happier with our home and we would not be here if it wasn't for Brennan.

From LESLIE PEDREIRA on October 2nd, 2012:

This is the second time I have worked with Brennan to refinance my home. I was so pleased how he took such a confusing, complicated subject and made it understandable for me. He was able to get me a better rate than the banks, and made the process easy. He is very professional, knowledgeable and thorough. I would recommend Brennan to anyone needing help with a home loan. I cannot thank you enough for helping make my refinance a positive experience.!!!

From Ryan McMillan on September 24th, 2012:

This was our second time working with Brennan to acquire a home loan. And again, he was as thorough as could be in every detail of his effort. When we were randomly faced with some obstacles he provided the necessary support and endurance through the completion of our loan process. In the beginning when the rates went lower he went the extra mile to make sure that we not only got the best rate but also had the best payment plan and provided clarity for which conventional versus FHA loan structures would be the best for our family?s financial future. Thank you again Brennan for another great experience. May God bless and prosper all that you do with your hands.

From Ian Macpherson on September 5th, 2012:

This was our first time down this very intimidating road. We had no idea what to expect. Brennan made the purchase of our new home an exciting and educational experience. We can't thank you enough Brennan!

Ian and Melanie Macpherson

From John Cicchetti on July 1st, 2012:

Great experience with Brennan in all positive aspect , A nice guy to deal with it

From Doug Sweeney on June 30th, 2012:

What an amazing experience! Brennan absolutely supermanned my situation! I had quite the predicament involving a very complex financial situation including my name being attached to another mortgage. He coached me through very narrow hoops and taught me invaluable knowledge of the market. My family and I are so excited to start and new life and I only have Brennan to thank. He runs it!

From Mary Ann Pecnik on June 12th, 2012:

Brennan was wonderful from start to finish. He guided me through the process and kept me informed step by step.

He beat the bank by far, I would recommend Brennan to family and friends.

You won't go wrong!!!

From Larry & Brenda Bell on May 4th, 2012:

Navigating the mortgage market and processes is very difficult for the average person, with APR's and surveys and title searches and HUD and all the other hoops one must jump through just to get a loan approved. Brennan makes that as painless as possible. His experience and knowledge are valuable assets and his clients benefit from the friendly, straightforward way he does business. His attention to detail makes this potentially stressful time easier to deal with.

We recommend Brennan Kelley and Firehouse Mortgage without reservation. Good guy; excellent service!

From Cutberth Francis on May 3rd, 2012:

From Cutberth Francis 05-03-12

When my wife and I were searching for a home for our family, we had no idea how to get started. By talking to a realtor, she referred me to Brennan Kelley. He is one of the most productive people I know. He is straight forward, very detailed in what information he needs to make the process run smoothly. Never in my wildest dreams would I think that I would have signed on our new home so soon. When I brought my family over into our new home, my kids were so surprised because we kept this as a secret. But one moment that I will cherish for the rest of my life is when my son (middle child) stood in the middle of the house, trying to hold back his tears. That is priceless. Thank you Brennan Kelley. Thank you very much for your hard work, and as my daughter would say, ?YOU ROCK?. I will refer ALL of my friends that are looking for a home of their own to you. Thanks a million.

From the Francis family

From Cheryl & Dennis Doran on March 10th, 2012:

We just signed on our new home and used Firehouse Mortgage to secure a loan. Brennan was very helpful throughout a stressful process. He is extremely knowledgable and provided detailed instructions on everything we needed to do, and was always available to answer any questions. We would highly recommend Brennan to family and friends if they are in the market to secure a loan. The interest rate he was able to get for us was lower than the competitors.

From Bruce & Connie LeBouf on February 25th, 2012:

Brennan was referred to us from our builder. The experience with Brennan was clear, concise and stress free. Everything was explained to us in detail making this a good experience. We have recommended Brennan to our friends who are also in the process of acquiring a mortgage. Our hats off to Brennan for his dedication to help others. "Kudo's" to you Brennan for a great job done.

Bruce & Connie
Happy new home owners!

From Paul Raymond on February 7th, 2012:

I have known Brennan for several years and have heard of his work from others. When I wanted to buy a new home recently I contacted Brennan. I had already contacted my bank and was told that there was no way that a mortgage broker could compete with their costs. While talking to Brennan he never spoke about any other institution or their costs. He only told me what he could do for me and it was far cheaper than the banks could or would offer.

The entire process went off without a hitch. Brennan was very clear as to what he needed from me and often sent reminder phone calls. He was always there to answer the phone and questions when needed. I will and have recommended Brennan to family and friends.

Paul Raymond
District Chief SLCFD

From Richard Hall on January 12th, 2012:

We first heard of Brennan after growing frustrated by our first broker. We got tired of leaving messages and waiting days to hear back, followed by vague excuses, confusion and high quotes. A coworker heard me complain and recommended Firehouse Mortgage. After one conversation with Brennan we were convinced he was the one for us. He had a down-to-earth demeanor, deciphered the jargon, simplified the process and put us at ease. It was the best move we made!

Brennan was always available to answer every question. He answered our emails and voice-mails promptly and gave us daily updates on our loan approval process...often-times calling us before we called him. With all the stress that goes into moving and buying a house, it was very comforting having Brennan on our side. We felt like we were in good hands, and that in itself is priceless. But, beyond the great service, he found us a rate much lower than we expected and along with his nominal fees, saved our family a bundle! We've since recommended Brennan to several family members and will continue to do so in the future.

Thanks for everything Brennan!


Richard and Carmen Hall

From Cindy Bathgate Corrections Officer Florida Depa on December 29th, 2011:

Through the entire process Brennan did a great job of keeping everything we needed to have up to date. He was always able to answer all our questions and made our experience a pleasant one. Although our home buying experience was a long process he helped us keep a positive outlook. We will recommend Firehouse Mortage to anyone who wants a no hassel mortage process.

From Lee Rodriguez on December 29th, 2011:

This was my first home purchase and Brennan made it extremely easy and stress free.Even though the sellers side of the deal was all Jacked up.
We will never be able thank him enough for his help and professional attitude through out the entire process. We will recommend FireHouse Mortgage to any of our friends who are looking to buy a house.
Thanks Brennan, Your one of a kind.

Lee Rodriguez
Independent Security Contractor

From Dave Geer on November 7th, 2011:


Just a note to thank you for the superior service and guidance you offered during our short sale purchase in August.
You made the process nearly painless though, I know the difficulties that were encountered during the process. You kept us informed every step of the way.
More important was you reassurance that ?this to shall pass? when difficulties were encountered.

I will always be grateful, and will not hesitate to recommend Brennan Kelley of Firehouse Mortgage to anyone that needs your assistance.

Thanks again. It was a pleasure doing business with you.

Dave Geer
Vice President

From Jennifer Leon - REO Asset Specialist on October 11th, 2011:

Our Short sale purchase transaction was a complete nightmare from the start. But Brenan was always there to keep us calm and guide us through it. He kicked into high gear making sure the underwriters had every bit of information they could possibly need from us. His honesty and great attention to detail is the first thing that caught my attention. He?s the BEST by far. I highly recommend Brennan to anyone looking for a mortgage. Whether you are a 1st time home buyer ?or- an experienced buyer. You just can?t go wrong with Firehouse Mortgage. Brennan himself can say that from my own brother to the kitchen designer I met @ Home Depot ? I have EVERYONE call him first.
The moment we received the lenders short sale approval, it was smooth sailing. Our sale funded exactly 20 days from the day we received approval.
Happy home owners since 9/21/2011!!! Thank you Firehouse Mortgage!!!

Jen Leon-Alonso
REO Asset Specialist

Jorge Alonso
Produce Dept Manager

From Dave Caglioni on October 7th, 2011:

My wife and I began our refinance with Firehouse Mortgage in April 2011. Brennan was there for us day in and day out. He answered every question and was very thorough. He never left out a detail. His dedication paid off for us as we were able to lower our rate saving us $200 a month. Before you call a bank, call Brennan at Firehouse Mortgage.

Thank you Brennan!

Dave Caglioni

Melanie Caglioni
District Manager
Concord Management

From Guenter Burbach & Holly on October 4th, 2011:

Thank you Brennan for everything you have done to help us in buying our beautiful new home. We would very highly recomend you to anyone who would like to buy a house. Again thank you.

From LeAnne Hamrick on October 4th, 2011:

Through out the beginning of my home purchasing process in March 2011, Brennan was there to lead me through the way, he gave me any information I needed, it didnt matter if it was to get my credit score up to be approved for a mortgage or if it was an opinion on a house. Nothing could have been better when working with Brennan! Even when Brennan was on vacation he stayed in contact with me about a house i placed a contract on. he was always on board and made sure i was up to date on anything happening with my mortgage. I will refer him to anyone who is purchasing a house.

From Jason & Abby Gligorov on August 21st, 2011:

We put Brennen through hell and back getting our mortgage. Any problem and every problem we encountered he handled with the utmost professionalism and left us as stressfree as this process could possibly be. Firehouse Mortgage is highly, HIGHLY, recommended. Brennen, we are lost without sending you faxes and signing your papers. Maybe we can buy another house soon...

From George Thivierge on August 19th, 2011:

WOW!WOW!WOW! This was not our first home purchase, but it certainly was the easiest. Brennan had us approved in minutes. Everything went as smooth as silk. The closing went just as swiftly as the application process. Again, WOW! WOW! WOW! Thanks again Brennan. You are a hero in more than one way.

From Jennifer Ellenwood & Chris Poole on August 16th, 2011:

A week shy to the date that Brennan first ran my credit, we bought our first house! Brennan was always there to answer questions or discuss our concerns from day one. He was professional, yet showed that he cares for his customers. We are grateful that we had Brennan by our side during this stressful time! I would no doubt recommend Firehouse Mortgage!!

We thank you Brennan!

Jennifer Ellenwood & Chris Poole

From Jeff Darby Melbourne Fire Dept FF EMT on July 26th, 2011:

Brennan is the best. And recommend him to anybody

From Sharon Lindhorst on June 19th, 2011:

Working with Brennan Kelly was truly a pleasure. He went above and beyond to help me buy my home. Even though it was a long distant affair, Brennan was there to answer my questions and keep things on track. Thank you once again Brennan.

From Craig P. Stolzer on May 18th, 2011:

Great overall experience. When my wife and I first tried three years ago our credit was really bad. But Brennan told me then "work on your credit and try again soon. So here we are three years later with much better credit and Brennan was ther for us. He was able to help us through step by step and made sure we knew what we were doing. We finished this process much smarter than we started thanks to Brennan and Firehous Mortgage.

Thanks B

Craig P. Stolzer
Fire / Medic

From Donnie Minor on May 1st, 2011:

Wow what a great experience. Brennen is on the ball and doesn't stop until he gets it done. I would recommend his services to anyone. He doesn't just help the firemen, he also helps people like me a Pawnbroker. Thanks Brennen!

From James and Christina Cosenza on January 22nd, 2011:

Christina and I bought our first home in south florida. Brennan had got us pre- approved right away with a low interest rate. Finally we found a nice place but it was a foreclosure. Brennan helped us all the way through to get the title cleared up with the title company. Brennan was very helpfull and always stayed in touch with us throughout the entire process. I am a City employee and my wife is in the health care business. We are currently enjoying our new home thanks to Brennan. We highly recommend Brennan for any mortgage needs.

From Tony Koshinski on December 10th, 2010:

I just closed on my home yesterday thanks to Brennan . I enjoyed working with Brennan throughout the long and interesting process on this particular property but would not hesitate to do it all over again as long as Brennan was there too. He definately knows what to do and is happy to do it. I will defiantly use him again if needed and would not hesitate to refere him to anyone who needs his services. Thanks Brennan.

Tony Koshinski,Construction Supervisor

From Jason Jamerson on November 29th, 2010:

I recently bought my first home, and we hit a few bumps in the road along the way. Closing took longer than expected due to the current economy, but Brennan was always on top of things. I could call him at any time for an update or answers to my questions, and it always felt like I was the only customer he was focused on at the time, although I'm sure I wasn't. I'd gladly recommend Brennan's services to anyone.

Jason Jamerson
Saint Lucie County Fire District

From Melissa Roberts on November 13th, 2010:

Purchasing a home today is a difficult task; with the help from Brennan this process was made easier.
Honesty, professionalism and prompt responses are good qualities of Brennan to name a few.
Brennan did a great job getting my Husband and I approved and walked us through the entire process of the crazy ?home buying experience? that it is today.
Thanks Brennan!
Melissa Roberts, Dental Hygienist: Dr. Maxson
Brad Roberts, FF/Paramedic: SLCFD

From Hank Mele on October 22nd, 2010:

I recently purchased my first home, and if it weren't for Brennan, I strongly believe we would not be in our home today. Being a first time home buyer, I had no idea what I was doing. He was very helpful, highly knowlegeable, and explained everything in a language that was easily understandable. A few hiccups along the way with two shortsales falling though, and he stuck with us, through thick and thin for almost 10 months until we found the right house. He was very easy to get ahold of and talk to when we had questions, always making us feel like we were the only customers he had. Brennan is a true professional, and we would definitely use Firehouse Mortgage again. Thanks Brennan!!

Hank Mele

From Julie Kleinhans on September 13th, 2010:

Just recently purchased a house and Brennan was recommended to me. He made everything very understandable and talked me thru things as the process was going on. He was a big help. Thank you for all your help you did. I would highly recommend you to any one.

From Craig & Laura Brown on August 30th, 2010:

If you are looking for honest, reliable and informed service for your mortgage needs, Brennan and Firehouse Mortgage are your answer.

My wife and I contacted Brennan before we even began looking for our new home. We were able to get pre-qualified and make an informed decision regarding the price range we would pursue. It took us over 10 months to locate the home we eventually purchased and during the whole search, Brennan remained in contact and provided me with valuable knowledge.

The home and acreage we purchased was a short sale and I as a first time home buyer was not prepared for the 8 month process of closing on a short sale. During the entire challenging process, Brennan always stayed on top of things and made sure all my questions were answered and all of the documentation was in order. He even went so far as to check in with me while he was on his vacation because he wanted to make sure everything was progressing correctly.

The whole short sale process was a challenge, but without a doubt, Brennan was the one bright spot in the process.

Thank You, So much Brennan, for helping Laura and I get our Dream Home.

Craig Brown - Regional Purchasing

Laura Brown - FF/Paramedic SLCFD

From Melody Boyd on August 24th, 2010:

Another successful refinance story to add to Brennan's many. I have worked with Brennan in the mortgage industry for years and personally have allowed him to do all of my refinance's. There is only one broker that I have recommended and that is Firehouse Mortgage. He is knowledgable, honest and follows through on all transactions! He's one of the few still in business for obvious reasons. If you choose to refinance, he is your man. Thanks a bunch Brennan, I will always refer friends to you.

From Jim Rogers on June 30th, 2010:

I just purchased a house in Florida. The property purchase was completed as a short sale. I can not say enough great things about Brennan especially the way he followed every twist in the road. He never hesitated to get involved in details that were far outside of his prevue and responsibility to assure that we as a team would be successful.

His quick response to my concerns and the glitches that we ran into, led to a successful completion of the transaction. I can?t say enough about Brennans?s professional approach and attention to detail and his dedication to serving his client base.

Being in New England and trying to purchase a property in Flordia 1400 miles away was difficult enough under normal circumstances. I highly doubt if it wasn?t for Brennan this transaction ever would have taken place.

Brennan thanks for everything you did.

Jim Rogers

From Kelly Cochran on June 15th, 2010:

I just purchased my first house a little over a week ago and I had Firehouse Mortgage as my lender. Brennan does an excellent job with making sure I understood everything and kept checking with me throughout the process. I would highly recommend Firehouse Mortgage to everyone I come across who is looking to buy a house. Thank You Brennan.

Kelly Cochran

From Remi Dieujuste and Katie Boss on June 9th, 2010:

Brennan was very helpful every step of the way. We encountered some unavoidable obstacles and Brennan fixed everything and ensured that we always knew what was going on and what the plan was to move forward. We are first time home buyers and would have been lost without his guidance and assistance. Thank you very much Brennan.

Remi Dieujuste
Firefighter/ Paramedic

Katie Boss
Sales Manager
Limited Brands, Inc

From Justin Bradford on May 21st, 2010:

I'am a first time home buyer and brennan took the time to explain the whole process to me. My realtor said brennan is one of the best mortagage brokers he has dealt with and even the closing manager said brennan was excellent and she never gives out compliments. Brennan does an oustanding job with his customers and his loans he writes. I recommend brennan to everyone he will not disappoint you.

From Ron Hensel on May 18th, 2010:

Brennan Kelly did an excellant job with our dream home purchase. I would recommend his services for any financing pachage.

From Wayne J Kershanick on April 16th, 2010:


From Keith & Linda Finfrock on April 10th, 2010:

We would like to thank Brennan as all his hard work and getting us the best rate available around. It took a little time to get the rate we wanted, He stayed on top of it while staying in touch with us almost daily. If you need a new mortgage or to refinance you do not need to look any futher than Firehouse Mortgage.

Thanks Brennan

From Edward & Denise Batton on March 20th, 2010:

We can not say enough nice things about Brennan....Ed did most of the leg work but every single time I had a conversation with Brennan, he was the most courteous, sweet and professional young man I have dealt with in a long time. We closed on our dream vacation property on December 31, 2009 and this would not have been possible without Brennan's help. I don't know how he did it, but we were able to close within 3 weeks of his initial contact. We first went to Suntrust because that's who we had just recently re-financed our primary residence loan with. They were not interested and actually I'm glad they weren't because we would not have closed so rapidly with them. Any other mortgage needs we have from now on our first call will be to Brennan...way to go!

Denise & Ed Batton
Insurance & Hospital professionals

From David French on March 19th, 2010:

I just closed on a new home recently with the help of Firehouse Mortgage. Although it was a long process due to a short sale Brennan was there every step of the way. I have done business with Brennan in the past so it was easy to call on him again. I have total faith, trust and confidence in him and the service he provides. He is very professional and has alot of expertise in this field. Even my realtor was impressed. Highly reccommended!

From Joe Eassa on March 19th, 2010:

I have just closed on my first home in no small part to Brennan's efforts. I would have no problem recommending Brennan to my friends, family, and colleagues. Thank you Brennan for your hard work and dedication!

Joe Eassa

From Ken and Lisa Frederick on March 18th, 2010:

We want to also thank Brennen for his outstanding work. He has been a great help to us several times and as always, Brennen took the extra step to make sure that everything has been done correctly. If anyone is thinking of buying or refinancing, they MUST speak to Brennen to get the fastest and best deal. You go Brennen!

From Lonn Benham on January 21st, 2010:

Brennan has once again helped a brother out. We refinanced to a 15 year fixed , got a great rate, he helped us get through all the newly reformed banking red tape. fast, easy, professional, service. I have trusted Brennan with two morgages and two refinances through the years and never any problems. Thank you,Fire House Mortgage!

Lonn Benham
Lieutenant Firemedic
Indian River Co. Fire Rescue

From Edward Batton on January 8th, 2010:

I called many Big lenders like Suntrust and waited days for at least a phone call back. Brennen took my information down and 10 minutes later said your approved. Now I had the buying power to get the price I wanted. No hassles no extra OPPS forget to mention stuff.
If you want to make 1 call and GETR Done this is the company to call

Ed B
Denise B

From Matt and Angie Young on January 4th, 2010:

All I can say is "Wow"! We called Brennan at Firehouse Mortgage to see if we could help my mother refinance her home. We surely expected bad news in this economy but had heard that Brennan would be the person to advise us in the proper direction. My mother, Amy Roberts, is a nursing home administrator in Savannah, GA and her home is here in Jupiter. Her career occupies about 90% of her time so it must have been consuming for Brennan to get everything he needed from her and put it all together. We are so grateful that he worked so hard for her. He refinanced her at an awesome rate, closed quickly, and saved her over $600.00 a month! We appreciate his complete honesty. Everything we needed to know was right up front and it was exactly the same at the closing table (literally, they came to us). We highly recommend Firehouse Mortgage to anyone in need of mortgage services!

Matt & Angie Young
TriCounty Outdoor Services

From Meradeth Hay on October 9th, 2009:

I have recently closed on my first home which was a short-sale property. Brennan made a stressful process bearable with his professionalism, prompt customer service, knowledge, and overall positive attitude. Brennan understood that I was a novice in the real estate realm. He was very patient and always available to answer questions and give advice. I would highly recommend Brennan Kelley and Firehouse Mortgage to anyone in the market to buy a home.


Meradeth Hay
St. Lucie County Fire District

From David Eskew on September 30th, 2009:

I recently just purchased my first house and i am very glad that I used Firehouse Mortgage. Brennan was prompt, very helpful, and proactive through out the whole process. He explained things in a way that was easy to understand and made the process for me a lot less confusing. Above all, Brennan showed great professionalism, and dedication and I would recommend Firehouse Mortgage to anyone who is in the market for a new home!

David Eskew

From Steven Kuffner on September 24th, 2009:

Thank you Brennon, After a long and stressfull home buying experence, Brennon and his company kept me focused and remained positive during these questionable times, I am finally into my new home and it was because of Firehouse Mortgage inc. I would recommend anyone to just talk to Brennon. A true and Great Guy. Thanks again!!

From David Geier on July 29th, 2009:

Firehouse mortgage is the best. I have purchased my first home and Brennan helped me through every step. He is very professional and very good at what he does. He made the complications of buying a house easy and understandable. I highly recommend Firehouse Mortgage to any and all who will purchase or refinance property.

Thank you

From Karen and Norman St Jacques on June 10th, 2009:

My husband and I have just refinanced our mortgage with Firehouse Mortgage. I am a Mortgage Underwriting Manager with a leading mortgage lender and have been in the mortgage business for 26 years. This mortgage transaction has been the easiest and most efficient that we have ever experienced. Brennan's customer service is exemplary, he was in constant contact with us throughout the entire process. We are extremely pleased and would highly recommend Firehouse Mortgage to anyone looking to refinance or purchase a home.

From Jason Kershanick on June 10th, 2009:

Brennan was Outstanding! He was very professional, dedicated and reliable in every aspect of the home buying process. He was always available by phone or email. I would highly recommend Fire House Mortgage to my friends and family.....

From Bonnie Kearns on June 3rd, 2009:

This is the second time I have refinanced with Brennan and Firehouse Mortgage. He is very professional, does what he says and stands behind his product. He is available by phone and email. He makes the process painless. Through the years I have referred both family and friends to him. His professionalism, personal attention and service is greatly appreciated.

From David Mace on June 2nd, 2009:

I recently selected Firehouse Mortgage to assist me in refinancing to a lower rate. Brennen was excellent. He answered my questions, returned my phone calls promptly, and assisted me through the paperwork process. The process was smooth, painless, and we closed in about three weeks.

David Mace
Orlando Fire Dept.

From Jose Ortiz on May 28th, 2009:

Brennan did a wonderful job getting me approved and walking me through the entire process of buying a home. He was dedicated, reliable and hard working. I would highly recommend Firehouse Mortgage to my friends and family.

Jose Ortiz

From James and Rachel Trefelner on April 3rd, 2009:

We have had the pleasure of working with Brennan on four mortgage transactions. He makes everything so smooth and quick. He is honest and straight forward with the facts. I would recommend Firehouse Mortgage to all my family and friends.

Thanks Brennan,
James and Rachel Trefelner

From Bill Price on March 17th, 2009:

Firehouse Mortgage is great - Brennan reduced my mortgage payments by 40%! Working with him was easy and my approval came through within days. Many of my friends and co-workers have asked for his contact number so they can refinance their mortgages, too. I highly recommend him

Thank you, Brennan

From Donna Hammill on March 6th, 2009:

I have had a wonderful experience working with Brennan. He got me the best possible deal around. He had so much patience with me, deciding when I wanted to go thru with my refinance. Hats off to this man. His customer service & expertise are exceptional. I recommend to all to go thru Firehouse Mortgage you won't be disappointed.

From Stephen G. Smith PA-C on July 16th, 2008:

I first dealt with Brennan at Firehouse Mortgage on the recommendation of other firefighters that I worked with who had used his services.

I, like so many others, was skeptical about the mortgage industry in general. However, my dealings with Brennan were very professional and his client service is unparalled. He secured rates that others couldn't touch without hidden charges and the process was incredibly smooth and required minimal effort on my part.

My wife and I first used Brennan for a refinance and now also a purchase of a new home. I find his services to be superior to all others and highly recommend him. He will provide individualized and specific services catering to your loan needs and you won't be disappointed.

Thanks for a good job Brennan!!

Stephen Smith- Firemedic/Physician Assistant
Denise Smith-
Radiologic Technologist

From Herbert and Cindy Martinez on July 9th, 2008:

Brennan is awesome! This is the second time we have Brennan assist us. We recommend him, hands-down. Brennan is very professional and caring. His promises have always been kept.
He provided us with comparable rates but undoubtedly surpasses the competition with his customer service. I will repeatedly continue to recommend him. Brennan thank you for your service! Testimonial by: Herbert Martinez, Miami Dade Fire Rescue, Lieutenant and Cindy Martinez, Miami Childern's Hospital, Registered Nurse.

From RICHARD A SCALISE on May 23rd, 2008:

5-23-08 From Richard & Deborah Scalise

This is the first time i have
worked with a local mortgage broker.I will have to say i will never ever go to a bank again.I have found that there rates are by far lower than any other I was quoted.I would highly recommend Firehouse Mortgage for anyone in the market for a purchase or a refinance.The service is excellent, and all paperwork is sent promptly. I highly recommend Brennan and Firehouse Mortgage.
Thanks Brennan

From Dr. Edward E. Sierra, Executive Director on May 23rd, 2008:

My wife and I used Brennan at Firehouse Mortgage to purchase a second home and highly recommend him. Brennan got us a good rate, provided great service, and resonable fees. Brennan's knowledge of "mortgage banking" informs you of all of the nuances and he ensures you that you are aware of all your options and that you are making the right choice.

Would definately do repeat business with Brennan.

From Daren and Marisa Torok on May 23rd, 2008:

My wife and I purchased our first home, we really had no idea what we were getting ourselves into, but thanks to Brennan our experience was incredible. He was extremely helpful during the whole process from beginning to end. The explanations he provided, along with his honesty and professionalism made this experience a great one. He is truly working on his customer's behalf. I have and would recommend Firehouse Mortgage Inc., to any person needing a mortgage. Very Knowledgeable, Very Professional, Unbelievable Job, Thanks So Much Brennan.

Daren Torok

Marisa Torok
Indian River County

From David & Teresa Peterson on May 13th, 2008:

Brennan is an animal when it comes to the home mortgage market. He works hard and does what is best for his clients. I have used him twice, and he is highly recommended by me.

Dave Peterson
Kennedy Space Center Fire Dept.

From Mike and Jackie Altamuro on April 27th, 2008:

We have used Brennan on 2 of our previous mortgages and are currently working on our third. We would highly recommend Firehouse Mortgage and Brennan to everyone. Our experience has always been professional and pleasant.

From Jesse and Summer Almand on February 19th, 2008:

We used Brennan to refinance on an existing mortgage and the experience was wonderful! He was always on time with information, very professional, and kept us informed. I feel that Brennan did an excellent job making sure we got the best rate possible. It was a pleasure working with him. We will be using him again for anything mortgage realted!

From Alex Nathanson on January 18th, 2008:

Brennan has helped us with (3) mortgages, and each time he has come through with much better rates, does it quicker than anyone else, and remains committed to GREAT customer service.

Thanks again Brennan, we appreciate your hard work.

Alex and Amy Nathanson

From Clemens Kramer on January 7th, 2008:

This is the second time I've used Fire House in 6 years.
The service was the same, great! Closed in 14 business days! Great job. Highly recommend Brennan Kelley

From Monica Gabbard on October 26th, 2007:

I have used Brennan and Firehouse Mortgage on a few transactions to include new purchase financing to a couple of refinancings, and I have to say that every transaction has gone off without a hitch and without major closing costs that others charge. Brennan is wonderful to deal with, very down to earth, straight-forward, and easy to communicate with. For something that is usually a dreaded hassle to go through, Brennan makes things easy, simple and quick. I highly recommend Brennan and Firehouse Mortgage.

From Kelly Machado, Realtor Laurel Agency, Inc. on October 15th, 2007:

I have had the pleasure of working with Brennan Kelley on many projects over the past 3 years. He is professional, courteous and extremely thorough. Firehouse Mortgage offers the best rates around and when you combine that Brennan's personalized service; it's a win-win situation for everyone involved. Brennan makes my job easier with his meticulous attention to detail. My client's are always raving about how easy and painless their home buying experience was. This, no doubt is directly related to the customer service that they recieved from Brennan @ Fire House Mortgage.

From Mandy Kelley on October 11th, 2007:

HI, Brennan Kelley is an awesome mortgage company owner.Keep it up, your doing great.

From Mike Randall on October 4th, 2007:

I've done several deals with Firehouse ,
extremely knowledgeable and personalized .Firehouse offers a wide array of products.I highly recommend Firehouse morgtage and look forward to future transactions.

From Novel & Reyna Varela on October 3rd, 2007:

We have known Brennan for approx 15 years thru the Fire Service. We are very happy to see him prosper in his business and be so successful. We have worked with Brennan on the refinance of our home more than once in the past few years. We have always had an understanding in our relationship "never to do business with friends".

However the time came and we wanted to refinance, we were skepticle, but decided to give it a try. I remember speaking with Brennan and telling him how I felt about doing business with friends. Brennan assured me that the refinance would be treated as any other with plenty of respect and honesty, and that if at any time we felt uncomfortable to please question any fees and or make him aware of our concerns.

Since then not only did we refinance with Fire House Mortgage we have referred him to MANY of our friends, co-workers as well as family. I am very proud to say that not one person has ever complained to us about him and or his business associates. Brennan has made a name for himself with our Fire Service co-workers as well as personal friends and family. It is no surprise to us that he has survive this market and will continue to succeed.

Best of luck Brennan, You deserve all the success!

Thank you,

Novel & Reyna Varela

From Chris Bushman on September 26th, 2007:

I always have reseravations when it comes time to make purchases such as a car, boat or home. I would rather dig ditches than deal with some of the "professionals" in the lending industry. Brennan has certainly changed my mind about mortgage professionals. He was extremely helpful during the whole process from beginning to end. The explanations he provided, along with the prompt service made this experience almost painless. I recommend Firehouse Mortgage to all of those seeking to refinance or purchase your next home.

Thanks Brennan!

From lonn benham on September 16th, 2007:

I have used Brennan at Firehouse Mortgage and recommend him to everone! Brennan always has the best rates , great service, very resonable fees.All our closeings were smooth and fast , with no suprises. the best thing is he speaks "fireman" and traslates "mortgage banking" in a way that asures you that you are aware of all your options and that you are making the right choice.

From Byron Fischer on September 12th, 2007:

As a repeat customer I can atest to the personalized service that Firehouse Mortgage provides, I've recommended his services to family and friends. Brennan Kelley treats you like a person not a number , try finding that at a bank! Byron Fischer/Firefighter-Paramedic , Local #1377.

From Juan Botino on September 12th, 2007:

Brennan Kelly was great to work with, and the most knowledgeable person I have met when it comes to real estate loans. I had several companies competing for my refinance and Brennan came up with a solution that no one else thought of, to save me money. He had the best rates, and the lowest costs. There were no surprises or hidden charges and the process was quick and painless. I have refinanced in the past and the other companies are not looking out for you, and the process has been a hassle. Not with Brennan... he cares about his clients and looks after their best interest. He is a true gentleman.He has truly earned my businness and respect.
Juan Botino
Madison County E.M.S.

From Chaz & Kirsten Blackwell on September 11th, 2007:

My wife and I recently purchased our first home. We had heard all the horror stories associated with buying a home. But our experience was exceptional, thanks to Brennan. He catered to our inexperience and walked us through the entire process. He is truly working on his customer's behalf. I have already recommended Brennan to friends and look forward to their stories of satisfaction.

From Donald L. Botterbusch on September 10th, 2007:

I was in a situation that I had to have my house refinanced. I tried on my own by going through local banks. Each time the process became more involved and more frustrating with no answer. I did business with Brennan in the past, so I gave him a call. Within twelve hours of our conversation I was approved and the information package was in the mail. Anytime I needed to speak with Brennan, he would take the time to answer any questions that I might have. If I left a message he would always call me back. Firehouse Mortgage is a company that I would recommend to any person needing a mortgage. Very helpful, very professional. Great Job, Brennan.

Donald L. Botterbusch
SLCFD Inspector/Investigator

From BRUCE MEGUIN / ISLAND A/C & HEATING on September 9th, 2007:


From Ken Bleakley on September 8th, 2007:

From Ken Bleakley on Sept. 7th 2007

I am a part time realtor who is very familiar when it comes to shopping around for mortgages especially when it comes to my own home. Brennan has been very agressive,professional and beat all the rates that were available on the market. He was clear spoken and enjoyable to work with and I would highly recommend him.

Ken Bleakley
Local 2201

From Heidi Faulkner on September 7th, 2007:

I am an Escrow Officer who handles closings and have handled hundreds of closings for Brennan. I can honestly say over the past 7 years I have never had 1 customer of his walk away from their closing dissatisfied. He always puts his customer's best interest first. The true test of this is the amount of repeat business he has and the referrals he gets.
It is truly a pleasure working with him and look forward for many years to come.

Heidi Faulkner
Senior Escrow Officer
First American Title Insurance Company

From LEE SMITH on September 4th, 2007:

I have been in the Real Estate Appraisal business for almost 20 years and have been dealing with Brennan Kelley on both a business and personal level for almost 10 years. I work for First American/eAppraiseIT and have seen a lot of shady people come and go, but never have I dealt with a more honest, caring person than Brennan, always keeping his customers first and foremost in mind, giving low rates and CONSISTENTLY GOOD SERVICE from start to finish. In a business that is greatly influenced by word-of-mouth referrals, I am sure you will be passing along FIREHOUSE MORTGAGE to anyone you know that is looking for a refinance or purchase. In this shaky market, it is good to have a stable place to see you through from start to finish on all your mortgage needs!!!

Keep up the GREAT JOB !!


State Certified Residential Appraiser #RD-1660
First American/eAppraiseIT

From Denny Bodden on September 4th, 2007:

I used Firehouse Mortgage to purchase some investment property. Ten closings in one day and not a hitch. If Brennan can do this think how easy one closing can be.

Denny Bodden
Local #1510

From Dave Kelley on September 4th, 2007:

I am Breenan's Father. You might say I am biased and I am. So forget about the fact that Brennan is a great Son and a terrific Father to two of my Grand Kids. He also is a very good businessman in the fact that he truly puts his customers FIRST. He was taught that the best way to get a new customer is to use the old ones as a reference and that is what he does.

Dave Kelley
Rocky Top Consulting Inc.

From Mark Fischer on September 1st, 2007:

I have had the pleasure of using Firehouse Mortgage for both First Mortgages and Refinancing my existing loan for cash out and rate lowering purposes. I cannot express enough, how streamlined Brennan Kelley made this sometimes very confusing and stressfull process. "Brennan Kelley of Firehouse Mortgage is a True Gentleman and always has his customers best interest in mind at every point in the process." I would recommend Firehouse Mortgage to ANYONE!!
Firehouse Mortgage had the best rates I could find in the area, "They really do go Above and Beyond the Call of Duty for their customers."
Thank You Brennan and Firehouse Mortgage for all your HELP and DEDICATION!!

Best Wishes and keep up the Great Work.

Mark Fischer
Guardian Locksmith

From Melody Boyd on August 30th, 2007:

I have been in the mortgage industry for 10 years and have never worked with a mortgage consultant that submitted clean and complete loan packages as Brennan does. Brennan has even refinanced my home, as well as a few of my friends. I only recommend Brennan! He is the best I've ever worked with and is very knowledgeable in what is best for the borrower. I might also add, out of all my mortgage consultant's, Brennan is the only one that did not charge ridiculous fees! Honesty, Integrity and Professionalism are the three words I would use to describe Brennan. I'm sure you will agree!!!
Melody Boyd
Account Manager
Homecomings Financial, LLC
A GMAC Company

From Ron Hazellief on August 30th, 2007:

I have had several mortgages through Firehouse Mortgage in the past. I have found that there rates are by far lower than any other I was quoted. The service is excellent, and all paperwork is sent promptly. I would highly recommend Firehouse Mortgage for anyone in the market for a purchase or a refinance.

Ron Hazellief

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